Now available in New South Wales, Queensland and Victoria

AutoSettle helps reduce the risky and annoying parts of online buying and selling, in one safe place.

The safest and most secure way to buy or sell your car

AutoSettle helps reduce the risky and annoying parts of online buying and selling, in one safe place.

A single place to chat, negotiate, pay and settle your car

List or search anywhere you want. When you’re ready to transact, move to AutoSettle to verify, pay and settle more securely.

All sellers and buyers must  be verified through digital identity verification to complete a transaction.

You can use your existing banking app via ConnectID, your Digital Driver Licence (NSW) or your physical Driver Licence to verify your identity.

AutoSettle checks key vehicle details against the government data sources including the State registry and PPSR, which includes VIN checks, registration details, core vehicle data, and whether the vehicle is reported stolen or written off, or whether a lender’s PPSR security interest is recorded.

Buyers can pay using supported payment methods, including PayTo, PayID, and debit or credit card for deposits.

Payments are managed through the secure AutoSettle Wallet, with no need to visit the bank.

AutoSettle automates the completion of transfer paperwork using verified data, and enables e-signatures and lodgement.

Available now for New South Wales, Queensland and Victoria.

AutoSettle is designed for private buyers and sellers with vehicles listed on marketplaces in Australia

Simply move from the marketplace to AutoSettle to safely and securely complete your vehicle sale or purchase.

AutoSettle is not a marketplace. It provides a settlement service to complete transactions for vehicles found through any channel, including online marketplaces. Vehicle images owned by sellers appear at the discretion of the sellers. AutoSettle is not affiliated with or endorsed by any marketplace unless expressly stated.

How AutoSettle Works

The Selling Journey

Getting Started

Join up with AutoSettle to verify your buyer and secure your payment

Joining AutoSettle is easy and takes only a few minutes. All you need is your mobile number and drivers licence to create an account.

AutoSettle is a digital identity first, best practice platform. AutoSettle uses physical driver licences, biometric verification, digital identity, or bank account verification to verify every buyer and seller before settlement. For the most efficient sale process, we suggest joining up as a part of preparing your vehicle for sale, so you’re ready to transact as soon as you find a buyer.

You and an interested buyer agree to transact on AutoSettle

When a buyer expresses interest in your vehicle and would like to take it to the next stage, you and the buyer can move to AutoSettle to start transacting safely and securely.

If you have already joined AutoSettle, you can send an invitation to an interested buyer to join. If the buyer has already joined AutoSettle they can send you an invitation to join.

AutoSettle gives you access to sales tools and moderated chat. A buyer’s identity is verified first, reducing the risk of fraudulent actors entering the transaction.

Verify your vehicle

Verify your vehicle to build trust with buyers and fast track your sale

Verifying your vehicle helps you sell your vehicle faster, increasing credibility and building trust with buyers. A verified vehicle is more attractive to buyers. AutoSettle verifies the vehicle’s rego and VIN against available government registry and data sources, including checking whether it is registered, reported stolen, recorded as written off, or listed on PPSR with a lender’s security interest.

You can verify your vehicle when you join up, or at anytime prior to beginning to transact. All you need is your phone to take photos of your odometer and registration plate, and the listing images of your vehicle. You will be guided through a few simple steps to create your verified vehicle profile. Once your vehicle has been verified, the buyer you want to transact with will be able to view your verified vehicle.

Set your sale conditions

You can preset sale conditions, including whether buyers must pay a deposit, when they can request a test drive, and whether they can make offers. This makes for a better, faster sales experience for you and your buyers.

Making a deal

Use the offer and sales tools to negotiate with the buyer until you reach an agreement

Depending on how you have customised your sale settings, a buyer can make an offer or agree to the price you have set. You can accept, reject or make a counter offer, and continue to negotiate until an agreement is reached. If you cannot reach an agreement, you can end the transaction.

Book a time for a test drive

You or the buyer can request a test drive and book a time and location to meet. If you are negotiating with multiple buyers, you can set a single day for all buyers. Depending on how you have customised your sale settings, the buyer may be required to pay a deposit prior to test driving the vehicle, or only after an offer or price has been agreed.

The buyer pays a security deposit to secure the purchase.

The buyer can pay a security deposit through AutoSettle to show their commitment, or hold the car while you arrange a test drive or negotiate a deal.

With a deal in place, the buyer pays to their AutoSettle wallet to prepare for settlement

Once the deal is agreed, the buyer prepares for settlement by funding their AutoSettle Wallet. Both parties can then track payment and settlement progress before handover. At handover, the AutoSettle Wallet assists in providing instant and secure Buyer Wallet to Seller Wallet transfers, which avoids bank limits and transaction delays.

Settlement

When you’re ready, book a date to settle on the vehicle

You and the buyer agree on a time and location to meet to handover the vehicle and complete the final settlement procedure. You can to do this anywhere or choose from a list of secure locations.

Sign registration transfer documents

In preparation for registration transfer, you will be prompted to e-sign transfer documents. These documents are kept secure and not shared unless the settlement goes ahead.

Meet and complete the settlement procedure via the app

You and the buyer are guided through settlement in the AutoSettle app. The buyer captures the VIN and rego plates for final checks, and then the buyer provides final authorisation to initiate the payment.

Get paid instantly to your bank account

Once settlement is authorised, payment is transferred instantly from the Buyer Wallet to the Seller Wallet. You can then instruct for payment to be released to your nominated bank account.

The Buying Journey

Getting Started

Join up with AutoSettle to negotiate with verified vehicles and secure payments

The process of buying a car can take months. Joining AutoSettle takes only a few minutes. All you need is your mobile number and driver licence.

Start browsing on any public marketplace or listing site for a vehicle

You can browse for a vehicle on public marketplaces such as Facebook Marketplace, Gumtree and Carsales.

When you find a vehicle, you and the seller agree to transact on AutoSettle

When you find a vehicle you are interested in purchasing, you and the seller can agree to move to AutoSettle to start transacting safely and securely.

If you have already joined AutoSettle, you can send the seller an invitation. If the seller has already joined AutoSettle, they can send you an invitation.

Verification

The seller verifies their identity

AutoSettle uses physical driver licences, biometric verification, digital ID or bank account verification to verify every buyer and seller before they can transact. Verification only takes a few minutes.

AutoSettle checks the vehicle

Verification of vehicles helps create a safer environment, builds trust between buyers and sellers, and can make transactions faster and more efficient. AutoSettle checks the vehicle’s rego and VIN against available government registry and vehicle data sources, including checking whether it is registered, reported stolen, recorded as written off, or listed on PPSR with a lender’s security interest.

Making a deal

Use the buying tools to negotiate with the seller

Access the buying tools in the app to negotiate with the seller. Use moderated chat to ask questions about the vehicle, make an offer and book a test drive.

Book a time for a test drive

You and the seller agree on a date, time and location to meet, hand over the vehicle and complete settlement. Date, time and location can be selected via the AutoSettle calendar and map. You can also choose from available secure AutoSettle locations.

Pay a security deposit to secure your purchase

The seller may request a deposit. The buyer can transfer a deposit into their AutoSettle Wallet until the purchase is finalised. It is only released to the seller when settlement proceeds, or returned to the buyer if the transaction does not go ahead. The buyer can request a refund of the deposit at any point.

Agree to a deal and prepare for settlement

Once buyer and seller agree on a price, both parties move in the Settlement Room to safely and securely follow the AutoSettle steps to finalise the transaction.

Settlement

Transfer the remaining purchase amount to your AutoSettle wallet

Prior to Settlement, you will be prompted to transfer the outstanding amount into your secure AutoSettle wallet.

Book a date to settle on the vehicle

You and the seller agree on a date, time and location to meet, hand over the vehicle and complete settlement. Date, time and location can be selected via the calendar and map. You can also choose from available secure AutoSettle locations.

Sign registration transfer documents

To prepare for registration transfer, you will be prompted to sign transfer documents through AutoSettles e-signing process. All forms are pre-populated with verified data, and are not released to the other party unless the settlement goes ahead.

Meet and complete the settlement procedure via the app

You and the seller are guided through settlement in the AutoSettle app. This includes scanning the vehicle VIN and rego plates for final checks, and then if happy to proceed, you provide final authorisation to initiate payment.

Congratulations! It’s time to enjoy your new car

Your purchase is now complete.